How To Identify An Untrustworthy Public Adjuster
Public Adjuster Chicago: A public adjuster’s main responsibility is to help a person or a family who has suffered a loss. They assist people in filing their insurance claims and offering guidance in the property damage restoration process.
But there are also some public adjusters who are “doing it wrong”. For example, let’s take the case of a house fire. These people appear on the scene approximately at the same time as the fire fighters. That’s not a problem, provided that they want to offer their help. But in most cases this kind of public adjuster will only urge the homeowner not to talk to other competitors.
Not a good moment to make a decision regarding the person who will be in charge with getting you your insurance money, right?
This was actually happening in Florida before 2008, and before the authorities adopted a law which bans these public adjusters from contacting the victims of a disaster within 48 hours after the event. But they had to remove the law on grounds of companies’ right of free speech…
So if you are from Chicago, Glenview, Hanover Park, Highland Park, Lincolnwood then the story might be a little different. You might wake up with public adjusters at your door, offering their services. Here are some things you should know before deciding to work with either of them:
- You are not obliged to work with a public adjuster, it is a judgement call
- You should hire a public adjuster if your losses cumulate more than $10,000
- The best place to search for a qualified public adjuster is NOT at the scene of the disaster, but on a professional website
