Dealing With Fire Damage Restoration The Right Way – What Should Your Fire Damage Claim Look Like
It may happen to anyone of us at one point or another: fire damage is undoubtedly a serious threat for a lot of people who are concerned with their safety. Interacting with your insurance company is a major part of the fire damage claim and restoration process.
Take a look at some of these tips concerning fire damage issues in your area of Chicago, Des Plaines, Glenview, Hanover Park, Highland Park, Lincolnwood, Morton Grove, Park Ridge, Skokie and Niles.
Have you thought about mitigating damages?
This step simply means you have to secure your property. But why is that? Well, this is actually a part of the insurance policy that you might have to consider. Let’s say, for example, that your roof is leaking. You need to make sure there is less damage done as possible because the insurance company will actually pay for the costs involved.
When it comes to fire damage restoration, be vigilant about the following things:
– If the fire hasn’t burned out completely, you need to call the fire department and take the steps you are advised to
– Make sure your property is safe against any type of vandalism
– Keep an eye on everything “suspicious”: assure yourself your property hasn’t been disturbed in any way
Don’t waste time on filing your fire insurance claim
This is a required homeowner policy step and there are several ways you can go about it. Depending on the insurance company you are dealing with, you can try to contact them on the phone or by sending your agent an email.
The next steps involve submitting a proof of loss claim, where you will be asked to go through every item loss in the fire damage and its value.
But before reaching the final steps, you need to know that the sooner you contact the insurance company the better. Otherwise, you will have to wait for a long period of time before you can actually speak to an adjuster about your fire damage claim.