How to file an insurance claim
Have you ever wondered what do you have to do in case you are to blame for a car accident? Lots of people who own an auto insurance package do not know what they have to do in case of such an unfortunate event. If you find yourself among those, you should further read this article to find out what to do in such a situation.
First of all, you have to get the required information, such as name, address, and insurance information of the other driver. After this step is complete, you need to note down the damage caused to each one of the car, by making a model of the vehicles. If there are no cops involved, make sure you note down every little detail of how the accident happened. This documentation will be very helpful when you have to file the report to your insurance company.
After you have all these details and information, you then call your insurance company and tell them about the accident. They will require information about where, when, and how the accident happened. Your insurance company will then decide whether you can claim for the accident or not.
If they decide that you can claim for the accident, they will send you a form which you have to complete with all the required information. You will have to complete the form with information such as the driver, the assets involved in the accident, and also a portrayal of how the accident happened exactly.
After all these processes are complete, the insurance company will send someone to assess the damage and decide how much the repairs will cost. You can always hire an insurance adjuster to help you in such cases, since their services are available even in areas such as Chicago, Glenview, Hanover Park, Highland Park, and Lincolnwood.