Archive for Claims Help

Salvage Your Personal Property from Fire Damage

* Plastic can be made toxic by fire and smoke damage. To be safe, Musick Loss Management suggests that plastic be thrown out immediately.

1. Cooking Utensils
Wash all pots, pans and flatware with soapy water and then rinse and finish by polishing with a fine-powdered cleaner. Copper and brass can be polished with salt and a fresh lemon wedge.

2. Electrical Appliances
Until you have had a service person out to check your appliances, do not use anything that has been vulnerable to water or steam. Also be advised to have the gas or electric company turn your service back on – rather than doing it yourself – if the fire department shut off your gas or power.

3. Food
Wash canned goods and any food stored in jars with detergent and water. Do not use canned goods with rust or bulges and never refreeze frozen foods that have thawed. Wash the inside of your fridge and freezer with baking soda and water to remove odors.

4. Rugs and Carpets
Dry rugs as quickly as possible by laying them flat and circulating warm air. Turn on a fan to speed up drying time. Throw rugs can be beat, vacuumed and shampooed for cleaning. Check that rugs and carpets are completely dry, as they can rot if dampness persists at the carpet base. Contact a qualified carpet cleaning professional or a local carpet installer for more details on preserving and cleaning carpets.

5. Leather
Swab your leather articles with a damp cloth and then wipe with a dry cloth. To retain shape, pack items with newspaper and leave any suitcases open. Dry your leather items away from heat or sun and clean with saddle soap once dry. Leather and suede jackets can be rinsed in cool water and dried away from the heat and sun.


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Musick Loss Management has experienced prequalified professional loss adjusters in your area ready to file your claim quickly and accurately!

Immediate Action

It is very important to call us immediately after property damage occurs. Many clients wait until they are already in dispute with their insurance company. The first step towards maximizing the settlement of your property loss claim is to appoint a public loss adjuster to handle your case.

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Our Public Property Loss Adjusters don’t get paid until you do! Their small fee comes from the insurance proceeds and not out of your pocket! Whatever your claim Musick Loss Management’s aim is to make sure that you get every penny you deserve.

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Connect with an MLM approved public loss adjuster today! Call Musick Loss Management, Inc. at 773.529.9500

Muisck Loss Management Insured Homeowner Advocates

Chicago's Public Adjusters | Industrial Loss Specialists

Attention all insured property owners… The insurance company’s adjuster can not simultaneously represent your interests and that of the company. It is law that you the property owner are entitled to independent representation by a public adjuster when you file your claim! If you have questions or concerns about getting a fair settlement, call Musick Loss Management today! 773.529.9500

It was Tuesday, July 20th and a hot sunny one at that. I still remember that I was in a particularly happy mood and had on a pink v-neck t-shirt and dark blue jeans to emphasize my perky spirits. Little did I know that on this day my home would be fully engulfed in flames and one of the worst disasters of my life was about to occur. Read More→

Tips for Insured Property Owners #1 from Musick Loss Management, Chicago’s #1 Public Adjustment and Restoration Firm.

The business of public adjusting is authorized and regulated by each state’s department of insurance, whose function is to protect consumers by providing assistance and information and regulating the insurance industry. As a policyholder, you are entitled to hire an adjuster to work on your behalf and present your case to your insurance company. It would be a serious violation of your rights for an insurance company to discriminate against you in any way for exercising a right granted to you by state legislature. If you have questions or need an advocate on your side, call 773.529.9500


Restoration of property after flood damage

The damage and loss caused by floods can be quite shattering. If a flood seems like a bad dream then the worst nightmare comes later when the floodwaters have receded. It is then that you realize that the floor is damp, silt contaminated with chemicals and probably sewage has crept in everywhere, the walls have soaked in water and everything is in a state of mess.

While the civic, district and borough authorities will do their job restoring dams and other flood mitigation systems, restoration of your house and property is what ‘YOU’ have to worry about.

Contact your insurance agency first of all but always call a public adjuster for an inspection of your property because they will help you recover more insurance money than if you represent yourself. They may also suggest an accredited repair agency.

Your house made of concrete is actually made of quite porous and permeable material. Bricks, wood, concrete etc absorb and retain water. The steel in the structure also can get corroded.

A flood damaged property has to be dried before any repair work is undertaken to prevent any further loss in the form of secondary damage like moisture travelling to previously unaffected areas causing timber rot and mould growth. Also make sure the area is sanitized to prevent infection and disease before being considered safe to inhabit. If you have questions about how to handle the cleanup of your flood damaged property, call Musick Loss Management.

Musick Loss Management, Inc. attest that they are fully bonded in accordance with Illinois State law.