You have to be prepared for the worst in life, whether it is for a professional crisis or even if your house catches fire. In the case of the latter, it can be a life altering event that not only damages your property but also cripples you financially. That is why it is important that you get fire damage insurance before it is too late. If you have fire damage insurance, you can claim the money at the time of crisis. At Musick Loss Management, we ensure that you get your claim easily and fast. So if you live in Hanover Park, Chicago, Lincolnwood, Morton Grove or Skokie, you can easily call us for help. However, there are three essential tips you must remember while asking for fire damage claim.
- Know Your Policy’s Coverage Limit – Since fire can damage not just the structure of your house but also household items, you must know what your policy covers and what it doesn’t. Remember that your policy papers can also get damaged in the fire and then you will have to obtain it from our office. Since water is required to douse fire, you must ensure that your policy has water damage claim too.
- Have Everything in Writing – This point corresponds to the earlier point. When you are getting the policy, make sure everything is in writing. We at Musick Loss Management are quite particular about it and remind our clients to be so.
- Don’t Authorise Anything – Do not authorize anyone to collect the claim on your behalf, unless it is absolutely necessary. We advise you to contact us in case there are undisputed funds. We can settle it mutually without involving a third party.
Insurance claims are often seen as a tedious job, especially after a disaster strikes close home. However, if you are in the neighborhood of Des Plaines, Glenview, Highland Park, Niles or Park Ridge, you can trust our prompt and easy services.