Unsolved fire damage claims? Call for an adjuster!
Nowadays, hazards and climatic disaster are more likely to happen than were in the past. Probably the mere solution we still have is to be well secured in case that something, like a fire damage, may happen to us.
Things to be known by everyone
At some stage during our life, most of us will need to make an insurance claim or be involved in an insurance settlement. This is the business end of your insurance policy; the part everyone hates.
This is where the insurance company assesses your insurance claim and determines whether they will pay out as per the conditions specified in your insurance policy. It is extremely important that you are honest and accurate in your statements for all fire damage claims. If you misrepresent the truth in any way, this is considered fraud and your claim will automatically become void, leaving you without recourse or reimbursement for your loss.
What is a fire damage claim?
Well…it is when you seek the benefits provided by the insurance company due to an occurrence covered by the policy. The claim is then filed with a representative of the insurance underwriting company. The insurance claim goes through the proper filing procedure, a claims evaluator reviews your policy, and then conducts a thorough investigation into the damage or loss of your property. Not all insurance claims are paid out, and this is when a public adjuster is needed to handle your case.
What information should be presented for a fire insurance claim?
A fire claim should be supported with documents proving ownership of the home. If the documents have been lost in the fire, other supporting documents will be required. A home appraisal, mortgage documents, or purchase records from the real estate agent will be required. It is advised to report the damage immediately even if you lack the necessary documents, in order to start the fire insurance claim process right away.
If you are faced with any insurance claim problem, you can take the issue to an adjuster in Chicago, Glenview, Hanover Park, Highland Park, Lincolnwood and they will do everything to support your cause.